|
We hope the following list of FAQs will answer most of your questions about financing your new home, but if there is anything else you’d like to know, just contact us:
To e-mail us, click here
Or
Tel: (+353) (0) 1611 4444
FAQs
Q: Do I have to take a Spanish mortgage?
A: Not at all, you may want to deal with your preferred Irish financial institution.
Q: Can you help me arrange a mortgage?
A: We can help you arrange a mortgage in Ireland or in Spain.
Q: How easy is it to get a mortgage for my Spanish property?
A: Mortgages from local Spanish banks are readily available on good terms. The developer has usually arranged construction finance on an individual property basis and this can be continued by the buyer on revised terms.
Q: What would be typical terms for the above type of Spanish mortgage?
A: The bank can generally arrange a 25-year mortgage at 75-80% of the valuation, subject to status. Their valuation is normally at or near the purchase price.
Q: How long will it take to arrange a mortgage?
A: Subject to the valuation, which usually takes 4 – 6 weeks, offers are usually available within 48 hours.
Q: What costs are associated with buying a Spanish property?
A: You will find a full description of purchasing costs here.
|
